“I am about to apply for Universal Credit for the first time, but have been told that there is a six week wait before the first payment. I’m worried that I won’t be able to pay my bills. Is the wait right, and is there anything I can do?”
“I've hired a builder for a loft conversion but he’s now asking for more money to finish the job, despite agreeing a price in an email. What should I do?”
“I took 7 days off work for flu and my employer won’t give me sick pay. I usually work 21 hours in a warehouse but I’m on a flexible contract so my shifts moved round. I called in sick and they took me off the rota for a couple of weeks, and are saying that I won’t be paid. Is this right?”
“I recently signed a two year phone contract with a new network provider but the reception in my home is terrible. Is there any way I can get out of the contract, or have I just got to stick with it?”
"I was made redundant last month and I've already started to fall behind on my bills. I'm looking for work, but is there anything else I can do so I don't end up in debt?"
I’ve applied for a job at an accountancy firm, but they’ve emailed to say that I would need to take a three month training course which costs £4,000 first. I’m keen on the job, but should I pay for the training?
I am working but on minimum wage and am struggling to pay all my bills. Is there any help for someone in my situation?
I have been unemployed on benefits for nearly a year and now have a job offer but I am worried about how I am going to cope for the first month until I receive my first wage packet. Is there any help?
My partner and I are splitting up and we have two children still at school. I am worried how I am going to pay for all their costs. What are the rules for child maintenance?
"I've ordered a vase online but it's arrived broken. Is there anything I can do to get my money back?"