I work full time for a small local business and have been there for 6 months but I still don’t have anything in writing about my pay, holiday entitlement, and sick pay. Is this right?
My mobile phone company is still billing me even though I cancelled my contract over the phone. I’m disputing the bill, but now I’ve received a letter from a debt collection agency demanding the money. I don’t think I should have to pay, but I’m worried it will affect my credit rating if I don’t. What can I do?
I’m 55 and looking into my plans for retirement. I want to cash-in part of my occupational pension which is a defined contribution pension. The pot worth £40,000 but I’m confused about tax. How much can I take out of my pension pot tax-free and how much tax will I pay on the rest?
I’ve heard a lot about people having problems with their holiday bookings recently. What can I do to avoid my holiday turning into a nightmare?
In our previous column we advised how to spot a scam. Here are some ideas on how to protect yourself, especially online.
I recently lost my job and fell behind on several bills including my council tax, electricity and credit cards. I’m back in work and keen to start paying off my debts, but can’t afford to pay them all straight away. Which should I pay off first?
My father recently had a stroke and I have cut down my working hours to care for him. He receives sick pay, but we are struggling financially. Is there any help available for us?
I’ve just received a £2,000 gas and electricity bill for payments going back two years. I’m not sure if I owe this money - what should I do?